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Apply for Personal / Business Loan @ 10.50 % to 25%
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Personal Loan Loan Interest Rates
Personal Loan Interest Rate in India Jul 2021
Last Updated 28th Apr 2021
Lowest Personal Loan Rate 10.50 % to 25%
Processing Fee Up to 2% on Loan Amount
Loan Tenure Upto 5 years
Lowest EMI Per Lakh ₹ 2149
Prepayment Charges Nil to upto 5%
Apply Loan
Our Executive Approch You
Document Collection
Submit to Bank / NBFC
Confirmation about cibil & document wise queries
Check Eligibility
Loan Sanction
Disbursement
Credit on your bank account
Startkit
Personal Loan

Personal loan it’s an unsecured loan. Unsecured loans are loans without any security that can be availed quickly. A key feature of personal loan is its flexible end-use. This personal loan to meet your personal needs, Including: - Marriage, Education, Car down payment/initial payment, Home renovate etc… JCS is instant personal loan is available for salaried professionals and businessman. Business loan in its particularly designed to help you and your company. Life set back shouldn’t keep you moving forward your goals. Business loan like meet your working capital and expansion of existing business.

Types of Personal Loan
Construction Loan
Wedding / Education Loan
Purchase Loan
Home Renovation Loan

It is common type of loan specifically given to borrowers looking to purchase a house or flat.

Renovation  Loan
Vacation/ Festival Loan

It is for those who are wish to renovate/extend their existing house/property require funds to add more space to their abode

Composite Loan
Business Expansion Loan

It offered to the individuals who are looking to buy a plot with purpose of building a house with in few years .

JCS key features include:
  • complete scrutinized all parameters it will helps to Get speedy Sanction.
  • Minimum Documentation Process.
  • Transparency End to End.
  • Feel Free to Communicate to us, and get you knows the process status.
  • Our Motto we make satisfied customers, and get on time Loan Amount.
Startkit
Documents

Salaried
Photograph

Passport size photograph (if required Co-Applicant details to be added)

Identity Proof

Pan Card/ Passport / Adhar Card/ Voter ID Card /Driving License. and Employee ID Card

Address Proof

Aadhaar Card / Passport / Electricity Bill

Income Proof

Latest 3 months Salary Slips and Form 16

Current Employee Appointment

Current Employment Appointment order /Current Job Conformation letter if less than 2 years in current job previous company reliving letter required

Bank Statements

Latest 1 year statement where your salary is getting credited

...
Professional
Photograph

Passport size photograph (if required Co-Applicant details to be added)

Identity Proof

Pan Card/ Passport / Adhar Card/ Voter ID Card /Driving License. and Employee ID Card

Address Proof

Passport/Aadhaar Card / Electricity Bill

Income Proof

Latest 3 months Salary Slips and Form 16

Business Existence Proof

3 years old Saral Copy /Shop Establishment Act /GST Registration Copy /Company Registration license

Own House Proof

House tax receipt / EB Bill etc.

Business
Photograph

Photo identity proof(voter id,passport,license,aadhaar card,pan card)

Address Proof

Ration card, Gas Bill, Electricity Bill, Passport.

Business proof

Ownership documents,Income tax returns last 2 years,Balance sheet profits and loss account, Partnership deed certificate copy

Bank Statement

Last 6 month bank statements, 1 year bank statement both current and savings.

Business Existence Proof

3 years old Saral Copy /Shop Establishment Act /GST Registration Copy /Company Registration license

Salaried
Age Limit

Your age should be minimum of 25 years to maximum of 58 years

Monthly Income

Your monthly income minimum 15,000 (differ from another state)

Job

You should be with the same job atleast 1 year

Experience

You should have minimum of 2 years experience of your work

...
Professional
Age Limit

Your age should be minimum of 25 years to maximum of 58 years

Experience

We offer loan for professionals only you must be an accountant, dentist, journalist, engineers, architect, management consultant, advocate any one of this

Annual Income

Your business annual income minimum 1 lakhs

Profit

Your business should have a profit at least 2 financial year

Business
Age Limit

Your age should be minimum 25 years to maximum 58 yearss

Annual Income

Self employed business annual turnover should 1.5 crores, Manufacturing business annual turnover should 1 crore, Service based business annual turnover should 50 Lakhs

Balance Sheet

Your business balance sheet must be audited by registered chartered accountant

Profit

Your business should have profit at least 2 financial year

FAQ
What is the current interest rate of Personal Loan ?

The personal loan interest rate range of 10.25% to 25% Maximum Repayment Term is 5 Years. So it based on Applicant working in MNC compaines / Private Limited Companies /any other etc.... to be listed in Bank / NBFC categorizes .So interest rate variation in case to case.

How can i get personal loan ?

JCS Customer Care will support to guide step by step process till loan credit on your Bank account. So Just click Apply now what you required loan and what type of loan update the personal details... JCS customer care will contact shortly.

What the best in JCS?

Everyone doing business service once completed the loan disbursement someone not pick the call if need repayment Schedule / interest certificate / Foreclose the loan / TDS refund etc... we followup properly keep in touch end to end your requirement.we maintain the credibility.

what is the CIBIL Score ?

Cibil score is most important reports for BANK / NBFC. It will be based on repayment history borrower / co borrower / Guarantor etc..any loans any Banks / NBFCs if availed that EMI / Pre EMI / interest / etc... serving through bank account or cash mode it will reflecting in CIBIL. So good repayment history and good cibil score we will get sanction speedy.....Cibil score range 300 to 900......BANK / NBFC must to be check the cibil reports it based to make sanction speedy.