Apply for Personal / Business Loan @ 10.50 % to 25%
Personal Loan Loan Interest Rates
Personal Loan Interest Rate in India Feb 2026
Last Updated 27th Jan 2023
Lowest Personal Loan Rate
10.50 % to 25%
Processing Fee
Up to 2% on Loan Amount
Loan Tenure
Upto 5 years
Lowest EMI Per Lakh
₹ 2149
Prepayment Charges
Nil to upto 5%
Business Loan Interest Rates
Business Loan Interest Rate in India Feb 2026
Last Updated 28th Apr 2021
Lowest Business Loan Rate
16.50 % to 25%
Processing Fee
Up to 2% on Loan Amount
Loan Tenure
Upto 5 years
Lowest EMI Per Lakh
₹ 2149
Prepayment Charges
Nil to upto 5%
Apply Loan
Our Executive Approch You
Document Collection
Submit to Bank / NBFC
Confirmation about cibil & document wise queries
Check Eligibility
Loan Sanction
Disbursement
Credit on your bank account
Personal Loan
Personal loan it’s an unsecured loan. Unsecured loans are loans without any security that can be availed quickly. A key feature of personal loan is its flexible end-use. This personal loan to meet your personal needs, Including: - Marriage, Education, Car down payment/initial payment, Home renovate etc… JCS is instant personal loan is available for salaried professionals and businessman. Business loan in its particularly designed to help you and your company. Life set back shouldn’t keep you moving forward your goals. Business loan like meet your working capital and expansion of existing business.
Types of Personal Loan
Wedding / Education Loan
Home Renovation Loan
It is common type of loan specifically given to borrowers looking to purchase a house or flat.
Vacation/ Festival Loan
It is for those who are wish to renovate/extend their existing house/property require funds to add more space to their abode
Business Expansion Loan
It offered to the individuals who are looking to buy a plot with purpose of building a house with in few years .
JCS key features include:
complete scrutinized all parameters it will helps to Get speedy Sanction.
Minimum Documentation Process.
Transparency End to End.
Feel Free to Communicate to us, and get you knows the process status.
Our Motto we make satisfied customers, and get on time Loan Amount.
Ration card, Gas Bill, Electricity Bill, Passport.
Business proof
Ownership documents,Income tax returns last 2 years,Balance sheet profits and loss account,
Partnership deed certificate copy
Bank Statement
Last 6 month bank statements, 1 year bank statement both current and savings.
Business Existence Proof
3 years old Saral Copy /Shop Establishment Act /GST Registration Copy /Company Registration license
Salaried
Age Limit
Your age should be minimum of 25 years to maximum of 58 years
Monthly Income
Your monthly income minimum 15,000 (differ from another state)
Job
You should be with the same job atleast 1 year
Experience
You should have minimum of 2 years experience of your work
...
Professional
Age Limit
Your age should be minimum of 25 years to maximum of 58 years
Experience
We offer loan for professionals only you must be an accountant, dentist, journalist, engineers, architect, management consultant, advocate any one of this
Annual Income
Your business annual income minimum 1 lakhs
Profit
Your business should have a profit at least 2 financial year
Business
Age Limit
Your age should be minimum 25 years to maximum 58 yearss
Annual Income
Self employed business annual turnover should 1.5 crores,
Manufacturing business annual turnover should 1 crore,
Service based business annual turnover should 50 Lakhs
Balance Sheet
Your business balance sheet must be audited by registered chartered accountant
Profit
Your business should have profit at least 2 financial year
FAQ
What is the current interest rate of Personal Loan ?
The personal loan interest rate range of 10.25% to 25% Maximum Repayment Term is 5 Years. So it based on Applicant working in MNC compaines / Private Limited Companies /any other etc.... to be listed in Bank / NBFC categorizes .So interest rate variation in case to case.
How can i get personal loan ?
JCS Customer Care will support to guide step by step process till loan credit on your Bank account. So Just click Apply now what you required loan and what type of loan update the personal details... JCS customer care will contact shortly.
What the best in JCS?
Everyone doing business service once completed the loan disbursement someone not pick the call if need repayment Schedule / interest certificate / Foreclose the loan / TDS refund etc... we followup properly keep in touch end to end your requirement.we maintain the credibility.
what is the CIBIL Score ?
Cibil score is most important reports for BANK / NBFC. It will be based on repayment history borrower / co borrower / Guarantor etc..any loans any Banks / NBFCs if availed that EMI / Pre EMI / interest / etc... serving through bank account or cash mode it will reflecting in CIBIL. So good repayment history and good cibil score we will get sanction speedy.....Cibil score range 300 to 900......BANK / NBFC must to be check the cibil reports it based to make sanction speedy.
